{"id":7265,"date":"2026-01-26T08:24:04","date_gmt":"2026-01-26T01:24:04","guid":{"rendered":"https:\/\/supo-tech.com\/?p=7265"},"modified":"2026-01-27T08:30:51","modified_gmt":"2026-01-27T01:30:51","slug":"thach-thuc-cua-ekyc-trong-ky-nguyen-deepfake","status":"publish","type":"post","link":"https:\/\/supo-tech.com\/vi\/thach-thuc-cua-ekyc-trong-ky-nguyen-deepfake\/","title":{"rendered":"X\u00e1c th\u1ef1c danh t\u00ednh kh\u00f4ng h\u1ec1 \u201cd\u1ec5 d\u00e3i\u201d \u2013 Th\u00e1ch th\u1ee9c c\u1ee7a eKYC trong k\u1ef7 nguy\u00ean Deepfake"},"content":{"rendered":"

V\u1ec1 SupoTech, ch\u00fang t\u00f4i \u0111\u00e3 \u0111\u1ec1 c\u1eadp \u0111\u1ebfn c\u00e1c ph\u01b0\u01a1ng th\u1ee9c x\u00e1c th\u1ef1c danh t\u00ednh \u0111i\u1ec7n t\u1eed (eKYC), nh\u1eefng h\u00ecnh th\u1ee9c gian l\u1eadn ph\u1ed5 bi\u1ebfn v\u00e0 c\u00e1c k\u1ef9 thu\u1eadt gi\u00fap ph\u00e1t hi\u1ec7n h\u00e0nh vi b\u1ea5t ch\u00ednh. \u1ede b\u00e0i vi\u1ebft n\u00e0y, tr\u1ecdng t\u00e2m \u0111\u01b0\u1ee3c \u0111\u1eb7t v\u00e0o c\u00f4ng ngh\u1ec7 nh\u1eadn di\u1ec7n khu\u00f4n m\u1eb7t nh\u1eb1m ph\u00e1t hi\u1ec7n gian l\u1eadn deepfake, m\u1ed9t m\u1ed1i \u0111e d\u1ecda ng\u00e0y c\u00e0ng gia t\u0103ng trong l\u0129nh v\u1ef1c eKYC.<\/strong><\/em><\/p>\n

Ph\u01b0\u01a1ng th\u1ee9c eKYC ph\u1ed5 bi\u1ebfn hi\u1ec7n nay v\u00e0 nh\u1eefng h\u1ea1n ch\u1ebf<\/b><\/p>\n

Hi\u1ec7n t\u1ea1i, ph\u01b0\u01a1ng th\u1ee9c eKYC \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng r\u1ed9ng r\u00e3i nh\u1ea5t l\u00e0 \u201cselfie (\u1ea3nh khu\u00f4n m\u1eb7t) + \u1ea3nh gi\u1ea5y t\u1edd t\u00f9y th\u00e2n\u201d<\/b>, tu\u00e2n th\u1ee7 theo \u0110i\u1ec1u 6, Kho\u1ea3n 1, M\u1ee5c 1, \u0110i\u1ec3m \u201c\u30db\u201d c\u1ee7a Quy \u0111\u1ecbnh thi h\u00e0nh Lu\u1eadt Ph\u00f2ng ch\u1ed1ng chuy\u1ec3n ti\u1ec1n ph\u1ea1m ph\u00e1p t\u1ea1i Nh\u1eadt B\u1ea3n.<\/p>\n

Tuy nhi\u00ean, \u0111i\u1ec3m y\u1ebfu l\u1edbn nh\u1ea5t c\u1ee7a ph\u01b0\u01a1ng th\u1ee9c n\u00e0y l\u00e0 kh\u1ea3 n\u0103ng b\u1ecb l\u00e0m gi\u1ea3 t\u01b0\u01a1ng \u0111\u1ed1i d\u1ec5 d\u00e0ng<\/b>, \u0111\u1eb7c bi\u1ec7t khi c\u00f4ng ngh\u1ec7 deepfake ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n.<\/p>\n

Deepfake \u2013 m\u1ed1i \u0111e d\u1ecda ng\u00e0y c\u00e0ng tinh vi<\/b><\/p>\n

G\u1ea7n \u0111\u00e2y, s\u1ed1 l\u01b0\u1ee3ng h\u1ed3 s\u01a1 \u0111\u0103ng k\u00fd gian l\u1eadn s\u1eed d\u1ee5ng deepfake<\/a> \u0111ang gia t\u0103ng. Deepfake l\u00e0 k\u1ef9 thu\u1eadt s\u1eed d\u1ee5ng AI \u0111\u1ec3 t\u1ea1o ra h\u00ecnh \u1ea3nh, video ho\u1eb7c \u00e2m thanh gi\u1ea3 nh\u01b0ng tr\u00f4ng nh\u01b0 th\u1eadt<\/b>, g\u00e2y kh\u00f3 kh\u0103n l\u1edbn cho vi\u1ec7c x\u00e1c minh danh t\u00ednh.<\/p>\n

\"supo-eKYC<\/p>\n

M\u1ed1i \u0111e do\u1ea1 ti\u1ec1m t\u00e0ng c\u1ee7a deepfake c\u00f3 th\u1ec3 khi\u1ebfn doanh nghi\u1ec7p \u00f4m h\u1eadn<\/em><\/p>\n

Thay v\u00ec ch\u1ec9 c\u1ed1 g\u1eafng \u201cnh\u1eadn di\u1ec7n deepfake\u201d, c\u00e1c h\u1ec7 th\u1ed1ng eKYC hi\u1ec7n \u0111\u1ea1i t\u1eadp trung v\u00e0o ph\u00e1t hi\u1ec7n \u0111i\u1ec1u ki\u1ec7n c\u1ee7a c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng injection<\/b> (t\u1ea5n c\u00f4ng ch\u00e8n d\u1eef li\u1ec7u gi\u1ea3). Vi\u1ec7c \u0111\u00e1nh gi\u00e1 n\u00e0y d\u1ef1a tr\u00ean ba nh\u00f3m d\u1eef li\u1ec7u ch\u00ednh:<\/p>\n

1. D\u1eef li\u1ec7u t\u1eeb c\u1ea3m bi\u1ebfn gia t\u1ed1c<\/b><\/p>\n

Khi ng\u01b0\u1eddi d\u00f9ng ch\u1ee5p \u1ea3nh selfie b\u1eb1ng \u0111i\u1ec7n tho\u1ea1i, thi\u1ebft b\u1ecb g\u1ea7n nh\u01b0 kh\u00f4ng th\u1ec3 \u0111\u1ee9ng y\u00ean ho\u00e0n to\u00e0n, n\u00ean gi\u00e1 tr\u1ecb t\u1eeb c\u1ea3m bi\u1ebfn gia t\u1ed1c s\u1ebd lu\u00f4n c\u00f3 dao \u0111\u1ed9ng<\/b>.
\nNg\u01b0\u1ee3c l\u1ea1i, n\u1ebfu s\u1eed d\u1ee5ng camera \u1ea3o tr\u00ean m\u00e1y t\u00ednh<\/b>, c\u00e1c gi\u00e1 tr\u1ecb n\u00e0y g\u1ea7n nh\u01b0 kh\u00f4ng thay \u0111\u1ed5i. H\u1ec7 th\u1ed1ng s\u1ebd theo d\u00f5i \u0111\u1ed9 nghi\u00eang v\u00e0 chuy\u1ec3n \u0111\u1ed9ng c\u1ee7a thi\u1ebft b\u1ecb \u0111\u1ec3 ph\u00e1t hi\u1ec7n b\u1ea5t th\u01b0\u1eddng.<\/p>\n

2. Ph\u00e2n t\u00edch d\u1eef li\u1ec7u t\u1eeb m\u00e0n h\u00ecnh c\u1ea3m \u1ee9ng<\/b><\/p>\n

Tr\u00ean smartphone, thao t\u00e1c ch\u1ee5p \u1ea3nh th\u01b0\u1eddng \u0111i k\u00e8m ti\u1ebfp x\u00fac ng\u00f3n tay<\/b>, t\u1ea1o ra di\u1ec7n t\u00edch ch\u1ea1m \u0111\u1eb7c tr\u01b0ng. Camera \u1ea3o kh\u00f4ng th\u1ec3 t\u00e1i t\u1ea1o ch\u00ednh x\u00e1c \u0111\u1eb7c \u0111i\u1ec3m n\u00e0y, n\u00ean s\u1ef1 kh\u00e1c bi\u1ec7t v\u1ec1 di\u1ec7n t\u00edch v\u00e0 h\u00e0nh vi ch\u1ea1m<\/b> s\u1ebd b\u1ecb ph\u00e1t hi\u1ec7n.<\/p>\n

3. Ph\u00e2n t\u00edch th\u00f4ng tin camera v\u00e0 h\u00ecnh \u1ea3nh<\/b><\/p>\n

H\u1ec7 th\u1ed1ng gi\u00e1m s\u00e1t lu\u1ed3ng d\u1eef li\u1ec7u t\u1eeb camera \u0111\u1ec3 ph\u00e1t hi\u1ec7n c\u00e1c thay \u0111\u1ed5i b\u1ea5t th\u01b0\u1eddng, thay th\u1ebf h\u00ecnh \u1ea3nh ho\u1eb7c ph\u00e2n t\u00edch hash c\u1ee7a \u1ea3nh<\/b>, t\u1eeb \u0111\u00f3 x\u00e1c \u0111\u1ecbnh kh\u1ea3 n\u0103ng gian l\u1eadn.<\/p>\n

Gian l\u1eadn qua m\u00e0n h\u00ecnh v\u00e0 camera \u1ea3o<\/b><\/p>\n

M\u1ed9t h\u00ecnh th\u1ee9c gian l\u1eadn kh\u00e1c l\u00e0 ch\u1ee5p \u1ea3nh khu\u00f4n m\u1eb7t th\u00f4ng qua m\u00e0n h\u00ecnh hi\u1ec3n th\u1ecb<\/b> (v\u00ed d\u1ee5: quay l\u1ea1i \u1ea3nh tr\u00ean m\u00e0n h\u00ecnh kh\u00e1c).
\nH\u00ecnh \u1ea3nh n\u00e0y c\u00f3 \u0111\u1eb7c \u0111i\u1ec3m ph\u1ea3n x\u1ea1 \u00e1nh s\u00e1ng kh\u00e1c v\u1edbi khu\u00f4n m\u1eb7t th\u1eadt, v\u00e0 h\u1ec7 th\u1ed1ng c\u00f3 th\u1ec3 ph\u00e1t hi\u1ec7n khu\u00f4n m\u1eb7t b\u1ecb ph\u1ea3n chi\u1ebfu qua m\u00e0n h\u00ecnh<\/b> \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 gian l\u1eadn.<\/p>\n

Trong tr\u01b0\u1eddng h\u1ee3p s\u1eed d\u1ee5ng camera \u1ea3o, ch\u1ec9 d\u1ef1a v\u00e0o h\u00ecnh \u1ea3nh l\u00e0 ch\u01b0a \u0111\u1ee7. V\u00ec v\u1eady, h\u1ec7 th\u1ed1ng s\u1ebd thu th\u1eadp th\u00f4ng tin ng\u1eef c\u1ea3nh c\u1ee7a thi\u1ebft b\u1ecb<\/b>, ph\u00e1t hi\u1ec7n c\u00e1c h\u00e0nh vi kh\u00e1c th\u01b0\u1eddng so v\u1edbi c\u00e1ch s\u1eed d\u1ee5ng th\u00f4ng th\u01b0\u1eddng.<\/p>\n

\u0110\u00e1nh gi\u00e1 ch\u1ea5t l\u01b0\u1ee3ng h\u00ecnh \u1ea3nh \u2013 n\u1ec1n t\u1ea3ng c\u1ee7a nh\u1eadn di\u1ec7n ch\u00ednh x\u00e1c<\/b><\/p>\n

\u0110\u1ec3 x\u00e1c minh danh t\u00ednh v\u1edbi \u0111\u1ed9 ch\u00ednh x\u00e1c cao, ch\u1ea5t l\u01b0\u1ee3ng \u1ea3nh khu\u00f4n m\u1eb7t \u0111\u00f3ng vai tr\u00f2 c\u1ef1c k\u1ef3 quan tr\u1ecdng<\/b>.
\nC\u00e1c c\u00f4ng ngh\u1ec7 \u0111\u00e1nh gi\u00e1 ch\u1ea5t l\u01b0\u1ee3ng h\u00ecnh \u1ea3nh \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3:<\/p>\n